DoctorClub Care

When a doctor needs help,
doctors show up.

Care is a voluntary, doctor-to-doctor mutual-aid fund built into DoctorClub. Members opt in, choose what to give toward each approved claim, and the pool pays a peer facing an emergency — with every settled claim published to the people who funded it.

Transparency reportPublicNo claims settled yet
  1. RaisedBy a verified member
  2. ReviewedChecked and approved
  3. OpenMembers contribute
  4. SettledPaid to the member
  5. PublishedReport goes public

Every settled claim publishes these five fields, to every contributor, permanently.

Claim IDSequential and permanent
CLM-0001
Amount raisedTotal contributed toward the claim
Publishes on settlement
Amount paid outSent to the member’s verified bank account
Publishes on settlement
ContributorsHow many members chipped in
Publishes on settlement
Settled onThe date the payout cleared
Publishes on settlement

The first report publishes the day the first claim settles. Nothing is summarised, rounded or withheld.

STEP 01

Enroll voluntarily

Any verified doctor can opt into Care from their profile. No underwriting, no medical tests, no paperwork beyond the identity you have already verified.

STEP 02

Contribute to a claim

When a claim is raised, enrolled members choose what to put in. No fixed amount, no recurring debit. Your full contribution history stays visible to you.

STEP 03

The member is paid

Approved claims are paid out to the doctor in need from the pooled fund, straight to their verified bank account.

STEP 04

Every payout, reported

A transparency report shows what was raised, what was paid, and to which claim — visible to every contributor, always.

Care is mutual aid, not an insurance product.

There is no premium, no policy and no guaranteed payout — it is a voluntary pool of doctors choosing to support each other, governed transparently. Enrollment is optional and you can leave at any time.

Why a fund, and not an insurance product

Doctors carry risks that ordinary cover prices badly or excludes outright, and the gap tends to show up at the worst possible moment — an illness that stops a solo practitioner working, a family emergency during training, a legal process that drags on. Mutual aid answers a narrower question than insurance does: not “what is this risk worth,” but “will the profession show up for one of its own.”

That framing has consequences, and we would rather state them than bury them. There is no premium, no policy, no underwriting and no guaranteed payout. Care is not regulated as an insurance product and does not offer the protections one would. What it offers instead is transparency: every rupee raised and every rupee paid is published to the people who contributed it.

Common questions

Is DoctorClub Care insurance?
No. There is no premium, no policy contract and no guaranteed payout. Care is a voluntary pool of doctors choosing to support each other, governed transparently. Enrollment is optional and you can leave at any time.
Who can enroll in Care?
Any verified DoctorClub member — a doctor whose medical registration has been reviewed. Enrollment is from your profile, with no underwriting, no medical tests and no paperwork beyond the identity you have already verified.
How much do I have to contribute?
You choose. Contribution is per claim rather than a fixed recurring premium, so there is no standing amount and no automatic debit. When a claim is raised, enrolled members put in what they decide to, and your full contribution history stays visible to you at all times.
How is a claim approved?
Claims are raised by enrolled members and reviewed before any payout. Approved claims are paid from the pooled fund directly to the doctor’s verified bank account.
How do I know the money is accounted for?
A transparency report shows what was raised, what was paid, and against which claim — visible to every contributor, at all times.
Can I leave the Care fund?
Yes, at any time, from your profile. Leaving stops future contribution requests. Contributions already made to settled claims are not refundable, because they have already been paid to the member who received them.